Terms and Conditions

General Business Terms and Conditions For Corporate Internet Banking (affinOnline.com)

Terms of Access

Please take a moment to read these terms and conditions carefully.

THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE USE OF THIS WEBSITE AND THE SERVICES PROVIDED HEREIN BY AFFIN BANK GROUP (HEREINAFTER REFERED TO AS "ABB"). BY ACCESSING ANY PAGE OF THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE AND/OR USE OF THE SERVICES.

IF YOU DO NOT ACCEPT THESE TERMS AND CONDITION, PLEASE IMMEDIATELY DISCONTINIE YOUR ACCESS TO THIS WEBSITE AND / OR USE OF ITS SERVICES.

THE CUSTOMER IS TO NOTE THAT THE CUSTOMERíS ACCESS OR USE OF THIS WEBSITE SHALL BE AT THE CUSTOMERíS OWN RISK AND INITIATIVE, AND THE CUSTOMER SHALL BE RESPONSIBLE FOR COMPLIANCE OF ALL APPLICABLE LAWS.

Governing Terms and Conditions

  • All products and services of the ABB and its partners herein provided are subject to the terms and conditions of the applicable agreements governing their use. These terms and conditions are meant to regulate your access to this website and they are to be read together with the applicable terms and conditions governing any transaction(s), product(s) and/or service(s) provided in this website. In the event of conflict between these terms and conditions and the terms and conditions governing the relevant transaction(s), product(s) and/or service(s) provided herein, the latter will prevail but only to the extent of such conflict.
  • All transactions and dealings effected by using the services are subject to these Terms and Conditions and other related terms issued by ABB including the Disclaimer, Client Charter, Privacy and Security Policy; Terms of Use on the Internet site of the ABB where the services are provided and the User Guide (collectively, 'Terms and Conditions'). All other terms and conditions governing the relevant accounts, transactions, dealings, services, product information, goods, benefits or privileges shall continue to apply but where there is any discrepancy, the Terms and Conditions shall prevail for the purposes of the services.

Interpretation

  • Words incorporating the singular shall include the plural and vice versa.
  • Words incorporating the masculine gender shall include the feminine and neuter gender and vice versa. Any banking term not specifically defined or described herein shall be construed in accordance with the general practice of banks and financial institutions in Malaysia.
  • In the event of conflict in the interpretation of this Terms and Conditions in any language the English version shall prevail.

Definition

  • 'ABB' means Affin Bank Berhad (25046-T), and/or Affin Islamic Bank Berhad (709506-V), companies incorporated in Malaysia having its registered office at Level 17 Menara Affin Bank,80 Jalan Raja Chulan, 50200 Kuala Lumpur, Wilayah Persekutuan Malaysia and includes any of or all its related subsidiary, associates, affiliates and holding company and its successors in title, assigns, legal representatives, and where applicable any of them.
  • 'Corporate Internet Banking (affinOnline.com)' means the Corporate Internet Banking website which the Customer may access through the use of a personal computer terminal, modem and/or any other telecommunication device, over the Internet, upon the correct input of the Customer's Username and Password in accordance with these Terms and Conditions or any other rules and regulations determined by ABB.
  • 'Banking Services' means products and services of the ABB and its Agents as are made available to you on this website.
  • 'Business Day' means any official days that the Bank's Head Office in Kuala Lumpur is open for business.
  • 'Customer' means the person or persons in whose name(s) the Account(s) is/are maintained with ABB and to whom the ABB has agreed to provide affinOnline.com services and where applicable, the Customer's successors in title heirs, assigns or legal representatives.
  • 'Instructions' means instructions given by the Customer in respect to the Customer's Account(s) via the affinOnline.com.
  • 'Internet' means the global network computers, telecommunications and software which facilitate communication, whether electronic or otherwise, between person(s) and machines.
  • 'Network Service Provider' means any Internet service provider or any commercial online service provider providing connections to the Internet in addition to its own proprietary network.
  • 'Password' means a unique string of characters keyed in by the Customer in order for Corporate Internet Banking (affinOnline.com) website to authenticate Customer's access.
  • 'Username' means the unique name made up a string of character chosen by Customer, which must be keyed in by Customer together with Password in order to gain access to Corporate Internet Banking (affinOnline.com).
  • 'Payee Corporation' means those corporations, companies entities or bodies approved by the ABB from time to time and displayed on the affinOnline.com Bill Payment screen.
  • 'Ringgit Malaysia or MYR' means the lawful currency of Malaysia.
  • 'Terms and Conditions' means these Terms and Conditions governing the use of Corporate Internet Banking (affinOnline.com).
  • 'Transaction Authentication Code (TAC)' means the second layer six-digit security code implemented for specific online banking financial transactions.
  • 'Transaction History' means the list of all confirmed/successful transaction(s) effected on your accounts and which may be viewed using affinOnline.com for a period of time determined by ABB.
  • 'Third Party Account' means other account(s) that may or may not belong to you, maintained at ABB or other bank(s), payee corporations, affiliates and establishment which you can credit funds to or make payments using Corporate Internet Banking (affinOnline.com).
  • 'Website' means Corporate Internet Banking (affinOnline.com) or any other address as shall be determined and notified by the ABB from time to time. Use of the expressions 'we', 'us' 'the Bank' and 'our' means ABB, while use of the expressions 'you' and 'your' means you and any third party authorised by you to access this Website and use of Corporate Internet Banking (affinOnline.com).

General

The information, products and services described or offered in this website are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject ABB or its subsidiaries or affiliates to any registration requirement within such jurisdiction or country.

The materials, information (including opinions and recommendations) and functions provided in this website shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

The Agreement

  • The Terms and Conditions herein and all supplements, amendments and variations thereto shall collectively constitute the agreement between the Customer and the ABB ('the Agreement'), and shall apply to all the Corporate Internet Banking (affinOnline.com) services. The Terms and Conditions operate in conjunction with the respective terms and conditions and rules and regulations applicable to the Account(s) which the Customer represents that he has read, understood and agreed to be bound by without qualification or limitation by use of this website or any of its pages.
  • In the event of any conflict or inconsistency between the Terms and Conditions herein and the terms and conditions and rules and regulations governing the relevant Account(s), the latter shall prevail for purposes of interpretation and enforcement but only to the extent of such conflict or inconsistency.

Reliance on your own judgment

Although this site may contain or provide access or links to information,, opinions or recommendations on products and services of ABB or other parties, ABB does not represent that such products or services, opinions or recommendations are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment in which you are to make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this website. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. ABB shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of the information, opinions or recommendations contained in this site constitutes a solicitation or offer by ABB to sell/buy any products or services, provide any investment or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by ABB.

Disclaimer

ABB has taken reasonable care to ensure the accuracy of information materials and content given directly and exclusively by ABB. Notwithstanding the same, the information, materials and contents provided by ABB on this website are provided on an 'as is' basis and are of a general nature and shall be subject to the Customer's obligation to take independent legal, financial or other advise as the Customer shall deem necessary. ABB hereby disclaims and discharges itself from any error, mistakes, inaccuracies and representation of data and information and other matters pursuant to the use of the Corporate Internet Banking (affinOnline.com). Neither the ABB, nor any other parties involved in the creation, production or delivery of the Corporate Internet Banking (affinOnline.com) assume any responsibilities with respect to the Customer's use thereof. No oral or written information or advice given by the ABB, its agents or the employees shall create a warranty or in any way increase the scope of this warranty and the Customer shall not rely on any such information or advice. ABB shall not be responsible or liable for any loss caused, or damage incurred or suffered by the Customer, or any other person as a consequence of using the affinOnline.com on the Internet. ABB does not warrant or represent that access to the whole or part(s) of this website, the materials, contents, information and/or functions contained therein will be provided uninterrupted or free from errors or that any identified defect shall be corrected, or that there shall be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties shall be transmitted or that no damage shall occur to the Customer's computer system.

Links

The links from or to websites outside this Website are provided for convenience only. As such linked websites are under the control and ownership of third parties, Affin Banking Group shall not accept any responsibility or liability for the access to such links, nor the products, services, information, materials or contents of such websites. Also, ABB does not warrant and is not responsible for the status of such links or any links contained in a linked website nor the products, services, information, material and/or content therein. Furthermore, the links provided in the Website shall not be considered or construed as an endorsement or verification of such linked websites or the contents therein by the ABB. When the above links are accessed, you will exit from the Website and our Privacy Policy as well as our Client Charter shall cease to apply. You are therefore subject to the conditions of access and/or privacy policy of such linked websites and you hereby agree that the risk involved in accessing such linked websites shall be borne solely by you. You shall bear all risks and assume sole responsibility for accessing these other websites or portals through the links provided herein and we shall not be liable for any loss or damage that may be incurred as a result of such access.

Disclosure

  • You hereby irrevocably authorize ABB to use or disclose to any corporation within the ABB of companies and related 3rd parties any information of your accounts for whatsoever reason or purpose.
  • You further agree to authorize ABB to make use of your account information for all purposes as the ABB may deem fit at its absolute discretion unless you specifically inform the ABB in writing of your refusal to allow the ABB to use or disclose your account information for any specific purpose.
  • Whilst ABB is committed to take reasonable care and use its best endeavours to ensure that information transmitted and received is secure, the Customer acknowledges the risks involved in using the Internet and that ABB cannot guarantee the security of the said information and that it may not be accessed by unauthorised third parties. The Customer agrees not to hold ABB responsible for any loss or damage suffered arising from the disclosures as specified herein.
  • Disclosure is also allowed to all potential partners/shareholders of the ABB whether locally or overseas incorporated for whatsoever reasons as the Group may deem fit.
  • The customer hereby consents to ABB or any member of ABB Banking Group contacting them pursuant to any marketing campaign or conducting promotions of banking/investment product/dissemination of information/brochures/emails/twwets/sms/calls or vide any other modes of communication.

Copyright And Trademark

Unless otherwise indicated, all copyrights, trademarks/ service marks, patents, logos and other intellectual property rights of the ABB or others in this website and contents whereof and in the affinOnline.com (including, but not limited to, all information, details, graphics, data, files, text, sound recordings and the sequence and arrangement of the same) shall at all times vest and remain vested in ABB, or the relevant third party proprietor as the case may be. No part or parts of this website may be reproduced, copied, modified, distributed, published, transmitted, stored, performed, licensed, sold or altered without the prior written consent of an authorised person of the ABB or the relevant third party proprietor as the case may be. You also may not, without the ABB's expressed prior written consent, insert a link to this website on any other website, frame or 'mirror' any material contained on this website on any other server. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of the ABB's website may be in breach of statutory or common law rights which could be the subject of legal action. The ABB disclaims all liability which may arise from any unauthorised reproduction or use of the contents of this Affin Banking Group's website.

Fees and Charges

The Customer hereby agrees and undertakes to pay to ABB all such service or transaction charges which the ABB may impose from time to time in respect of or in connection with Corporate Internet Banking (affinOnline.com), and such service or transaction charges shall be debited from the Customer's account without prior notice.

Severability

If any of the Terms and Conditions become invalid, illegal, or unenforceable pursuant to any law, then the validity, legality and enforceability of the remaining provisions shall not in anyway be affected or impaired.

Confidentiality Of User ID(s), Password(s) And PIN(s)

  • The Customer shall be solely responsible for the implementation of all reasonable security measures and the exercise of all precautions to safeguard the retention of the Company ID(s), Virtual Card ID(s), User ID(s), Password(s), and PIN(s) and the Customer shall not reveal or cause to be revealed the Company ID(s), Virtual Card ID(s), User ID(s), Password(s) and PIN(s) including any changes thereof to anyone, including the staff of the Bank, under any circumstances whatsoever.
  • If the Company ID(s), Virtual Card ID(s), User ID(s), Password(s), PIN(s) is discovered or is suspected of being known to any unauthorized personnel or third party, the Customer shall personally take immediate steps to change the User ID(s), Password(s) or the PIN(s) as the case may be. The Customer further agrees to inform the Bank immediately.
  • The Customer shall ensure the Customer's authorized personnel who has been issued with the Company ID(s), Virtual Card ID(s), Password(s), and/or PIN(s) to comply.
  • The Customer acknowledges that the Company ID(s), Virtual Card ID(s), Password(s), and/ or PIN(s) shall be used solely for performing transactions pursuant to Corporate Internet Banking (affinOnline.com) services only and shall not hold the Bank responsible for any losses it may suffer there from and shall also indemnify and keep the Bank indemnified against any losses, damages and costs on a full indemnity basis suffered/incurred by it as a result of the Customer's usage of such Company ID(s), Virtual Card ID(s), Password(s) and/ or PIN(s).

Access and Use of Corporate Internet Banking (affinOnline.com) service

  • Application for subscription to the Corporate Internet Banking (affinOnline.com) services shall be subject to the Customer maintaining an existing and valid Account with ABB and further subject to such eligibility criteria that ABB shall deem fit. The ABB is not obliged to provide reasons for any rejection of a Customer's application.
  • If the Company ID(s), Virtual Card ID(s), User ID(s), Password(s), PIN(s) is discovered or is suspected of being known to any unauthorized personnel or third party, the Customer shall personally take immediate steps to change the User ID(s), Password(s) or the PIN(s) as the case may be. The Customer further agrees to inform the Bank immediately.
  • Use by the Customer of the Corporate Internet Banking (affinOnline.com) services at any time and from time to time shall indicate to the ABB the Customer's acceptance and agreement and continued acceptance and agreement of the provisions of the Terms and Conditions and of the risks in conducting any transaction over the Internet
  • All registration to Corporate Internet Banking (affinOnline.com) services shall be subjected to the Terms and Conditions of the Bank.
  • Upon your successful registration, ABB reserves the right to determine the scope of functions, services and Accounts that will be made available to you in Corporate Internet Banking (affinOnline.com) services.
  • The Customer shall immediately notify ABB in writing in the event the Company ID, Username and/or Password have been compromised in any manner whatsoever.
  • Access by the Customer to the Corporate Internet Banking (affinOnline.com) services shall be deemed to have been activated and all instructions and transactions issued thereafter shall be attributed to the Customer upon successful login of the Company ID, Username and Password notwithstanding that such access, instruction or transaction may have been made by a third party whether authorized or unauthorized. ABB and/or third party service providers shall be entitled to carry out any instruction or transaction and/ or rely on any instruction or information provided in connection with the Customer's Company ID, Username and Password as if the Customer had transacted it and/or provided the information. The Customer shall be deemed to unconditionally and irrevocably agree that ABB not be liable for any loss or damage which the Customer and/or any third party may incur.
  • The Customer is deemed to agree that instructions or transactions received by the ABB are irreversible when received completed or relied upon by the Affin Banking Group. Instructions received by the ABB during Business Hours where applicable shall be effected on the same day provided that it shall be in accordance with normal banking practice, or such other date and/or time as ABB may from time to time determine having regard to the general practice of bankers. ABB may at its sole discretion refuse to carry out any of the Customer's instructions or transactions where such instructions or transactions are inconsistent with the ABB policy or any law or any rules or regulations to which the ABB is subject to or for any other reasons. Notwithstanding the above, ABB is hereby authorised to comply with instructions received from customer via Corporate Internet Banking (affinOnline.com) services.

Availability of Services

  • The Corporate Internet Banking (affinOnline.com) services website is intended to be available 24 hours, 7 days a week unless otherwise specified in these Terms and Conditions or in the Website. However, the Customer acknowledges that at certain times some or all of the affinOnline.com service may not be accessible due to system maintenance or other reasons or cause which are beyond the control of the ABB. The Customer acknowledges that notwithstanding any provisions herein ABB does not warrant that Corporate Internet Banking (affinOnline.com) services will be available at all times without interruption.
  • In the event that any or all of the Corporate Internet Banking (affinOnline.com) services are not accessible for whatever reasons, the Customer agrees to use alternative means, including but not limited to automated teller machines, all self-service machines and branches or authorized agents of ABB, to issue such instructions as shall be desired by the Customer at the material time.
  • In the event the above occurs, ABB shall not be liable for any damages or losses suffered by the Customer thereof.

Transactions and Instructions

  • You agree that any transactions and instructions (including standing instructions) received by ABB after a successful authentication of your Company ID, User ID and Password entered by you or any person purporting to be you to gain access to Corporate Internet Banking (affinOnline.com) services shall be deemed to have been issued by you notwithstanding that such transactions and instructions (including standing instructions) may have been entered by a third party whether authorized or otherwise.
  • You agree that ABB be allowed to act on any transactions and instructions (including standing instructions) received over the Corporate Internet Banking (affinOnline.com) services website after the successful input of your Company ID, User ID and Password by you or someone purporting to be you or by any third party whether authorized or otherwise. You further agree that ABB shall not be liable for any loss or consequences, which you or any third party may suffer as a result of ABB carrying out these transactions or instructions.
  • In the event that you detect that a transaction or instruction has not been accurately or completely received or processed by ABB, you shall inform ABB immediately within twenty four (24) hours after transmission of the relevant transaction or instruction. In order for the notification to be effective, the same has to be actually received by the ABB.
  • Once you have given an instruction, you cannot cancel or amend it. However, upon your request, we may, at our absolute discretion, (but shall not be obligated to) agree to revoke, cancel, reverse or otherwise amend any earlier instruction of yours on a best effort basis. All costs and charges incurred by us in implementing any such requests by you shall be borne by you and may be debited from your Account(s) as ABB deems fit.
  • For transactions and instructions initiated which require your input of information including but not limited to credit/charge/debit card information, account number, bill number and any other information, you agree that you will input as accurate as possible all the required information and ABB will not be liable for any consequences arising from your failure to provide accurate and complete information.

Bill Payment

  • The list of Payee Corporations offered in Corporate Internet Banking (affinOnline.com) services is subject to change by the Bank from time-to-time and that ABB can, with notification posted on the website, make additions, deletions and amendments. ABB shall not be liable for any loss or damage, which you may suffer as a direct or indirect result of the ABB's actions.
  • You acknowledge that ABB only acts as a collection agent of the Payee Corporation and that your Bill Payment may be subject to the respective Payee Corporations' procedure and terms and conditions. ABB's commitment is to the extend of debiting your account and remit the payment to the Payee Corporation within the stipulated time as per your instruction PROVIDED that all information required by the Payee Corporation has been accurately entered and transmitted by you to Corporate Internet Banking (affinOnline.com) services. ABB is not responsible for any rejection of payment by the Payee Corporation due to any reason whatsoever.
  • The Customer agrees that ABB shall not be liable for any loss or damage caused in the event that ABB is not able to effect payment, or to effect timely payment, to the Payee Corporation.
  • The Customer shall adhere to the terms and conditions of each Payee Corporation with regard to settling of the respective bills.

Funds Transfer

  • ABB is irrevocably and unconditionally authorized by you to act on all transfer(s)/recurring payment(s) instructions (in whatever form) received in respect of your Account(s) maintained by the Bank or Third Party Account(s), and to debit your Account(s) with any charges thereof.
  • Transferring of funds via the Corporate Internet Banking (affinOnline.com) services website from your accounts to your own accounts within ABB as well as to third party accounts in ABB shall be effected immediately upon successful authentication of your Company ID, User ID, Password or TAC, as the case may be.
  • For transferring of funds to another bank via Corporate Internet Banking (affinOnline.com) services, you acknowledge that the crediting of funds may be subjected to further terms and conditions of the receiving bank and that ABB will not be liable for any delay or rejection by the other bank.
  • The list of other banks you can transfer funds to using Corporate Internet Banking (affinOnline.com) services is subject to changes and you agree that Affin Banking Group is not liable for any loss or consequence that you may suffer arising from the change which may occur from time to time.
  • Fund Transfer instructions where the Customer is transferring funds to a third party account maintained within ABB shall be subjected to a maximum daily limit and conditions as are imposed and/or revised by the said company in ABB, or relevant authorities at their absolute discretion from time to time.

Fees and Charges

The Customer hereby agrees and undertakes to pay to ABB all such service or transaction charges which the ABB may impose from time to time in respect of or in connection with Corporate Internet Banking (affinOnline.com) services, and such service or transaction charges shall be debited from the Customer's account without prior notice.

Right Of Set-Off

The Customer hereby agrees that ABB may at any time without notice recover from the Customer by way of set-off any monies owing to ABB as a result of or incidental to the transactions executed through the affinOnline.com. The Customer shall not hold the ABB responsible for any claims arising out of ABB's exercising its right of set-off.

Exclusion of Liability

ABB SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGES HOWSOEVER ARISING WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR LOSS OF PROFITS OR LOSS OR SAVINGS ARISING IN CONNECTION WITH YOUR ACCESS OR USE OR THE INABILITY TO ACCESS OR USE THIS WEBSITE (OR ANY THIRD PARTY LINK TO OR FROM ABB'S WEBSITE), RELIANCE ON THE INFORMATION, OPINIONS OR RECOMMENDATIONS CONTAINED IN THE WEBSITE, ANY TECHNICAL, HARDWARE OR SOFTWARE FAILURE OF ANY KIND, THE INTERRUPTION, ERROR, OMMISSION, DELAY IN OPERATION, COMPUTER VIRUSES, OR OTHERWISE,WHETHER OR NOT HLB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSS. THIS EXCLUSION CLAUSE SHALL TAKE EFFECT TO THE FULLEST EXTENT PERMITTED BY LAW.

Indemnity

You will on demand indemnify and keep indemnified ABB from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by ABB in connection with or arising from
(1) your use or misuse of this website and the services provided herein, or
(2) your breach of these terms and conditions howsoever occasioned, or
(3) any intellectual property right or proprietary right infringement claim made by a third party against ABB in connection with your use of this website.

Termination

ABB reserves the right to terminate and/or suspend your access to this website and/or your use of this website at any time, for any reason. In particular, and without limitation, ABB may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of ABB, of any other user, or of any third party.

Confidentiality

The Customer hereby acknowledges the strict requirement of confidentiality and obligations imposed upon the Bank under the Banking and Financial Institutions Act 1989 and undertake not to do or cause to be done any act or omission which may cause ABB to breach its strict duty of confidentiality and obligations as aforesaid. The obligations on the Customer herein shall survive the termination and/or expiry of the Terms and Conditions herein.

In the event the Customer receives any material or data containing information where the Customer is not the intended recipient, the Customer is hereby put on notice that any use, dissemination, distribution or copying of the material or data is prohibited and subject to legal privilege. The Customer agrees to delete such material or data and further agrees to notify ABB by telephone immediately.

Equipment and Network Access

  • The Customer shall, at his own cost and expense, be responsible for the purchase, cost, installation, maintenance use and repairs (if any) of the computer equipment, other telecommunication equipment and software ('the Equipment') necessary for the Customer to access the Internet and to the Corporate Internet Banking (affinOnline.com). The Equipment shall be in accordance with the specifications, if any, prescribed by ABB from time to time.
  • The Customer shall be responsible for all telecommunication charges incurred including such subscription charges, fees and other charges imposed by the Network Service Provider and any other third parties

Miscellaneous

The failure of ABB to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. Any rights not expressly granted herein are reserved.

Law and Jurisdiction

These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this website and/or using the services provided herein by ABB, you hereby agree to submit to the exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this website.

Amendments To Terms And Conditions

ABB reserves the right to vary, amend or supplement any of the Terms and Conditions by way of notice in such manner as deemed suitable by ABB from time to time. Notwithstanding the same, the Customer should be able to view the revised Terms and Conditions upon access to Corporate Internet Banking (affinOnline.com) and use of the services thereafter shall constitute the Customer's acceptance to the variations, amendments or supplements.

Other General Terms And Conditions

  • You agree that ABB's records of all information in respect of all transactions, instructions and communications made by you or person purporting to be you through the Corporate Internet Banking (affinOnline.com) with or without your consent shall be binding and conclusive on you for all purposes whatsoever and shall be conclusive evidence of the transaction and your liability to ABB.
  • You agree that ABB reserves the right to impose or change any relevant cut-off time. Any instruction transmitted by you after the relevant cut-off time on any day will be posted in the books and records of ABB on or for the next Business day following the date of the instruction.
  • You agree that ABB has the right to require you to maintain a minimum balance at any one time in you account(s). Any failure to maintain such a balance may, at ABB's discretion, result in a fee being imposed on the account and may further result in suspension or termination of your use of the Corporate Internet Banking (affinOnline.com).
  • You shall not be entitled to use Corporate Internet Banking (affinOnline.com), if there exists any restrictions whatsoever on you or in relation to your account(s) either imposed by ABB or by any relevant authorities.

Notices

Notices shall be effective notwithstanding that the mail may be returned to ABB for whatsoever reasons. All notices to ABB shall only be effective upon ABB's acknowledgement of actual receipt of the same. The Customer hereby consents to that all notices and other communications concerning Corporate Internet Bankingís (affinOnline.com) services, or are required under the Terms and Conditions may be given by ABB in any one of the following manner:

  • By ordinary post to the Customer's last known address in ABB's records.
  • By electronic mail to the Customer's last known e-mail address in the ABB's records and such notification shall be deemed received twenty four (24) hours after sending.
  • By display in the ABB's business premises and such notification shall be deemed effective upon such display.
  • By way of advertisement in one insertion in any national newspaper and such notification shall be deemed effective on the date of publication of the advertisement in any such newspaper.
  • By inserting a notice in the ABB's Statement of Account to the Customer.
  • Broadcasting a message on this website.
  • By any other manner of notification at the Bank's discretion from time to time.
  • You agree to be responsible to promptly inform ABB of any changes in your personal details, your telephone or facsimile numbers or your electronic mail, correspondence and/ or residential address in writing. Howsoever such notification shall not bind ABB unless ABB has actually acknowledged receipt of the same.
  • All notices to ABB relating to affinOnline.com and the Terms and Conditions shall be in writing, signed by the Customer and shall be sent to Affin Banking Group at the following address, delivered or transmitted or by such other way as Affin Banking Group may notify the Customer from time to time:

Affin Bank Berhad,
Internet Banking Unit,
E-Channels,
5th Floor Menara Affin,
80 Jalan Raja Chulan,
50200 Kuala Lumpur.